Time-line for my 2004 Seafarer.
Bought in April of 2017, no issues, no fuel smell through the rest of '17. First part of '18 was ok, late '18 started smelling fuel in bilge. Investigation revealed the sending unit flange on auxiliary tank was severely corroded and leaking with a full tank. Replaced auxiliary tank the end of '18. Early summer of '19 and down in Florida on vacation, both tanks full, start smelling fuel again in bilge, pull inspection ports over both tanks, no visible signs of fuel leaks. Got back home and pulled floors, still no signs of leaks but had fuel coming out of Garboard drain. Pulled main tank and found holes through the bottom of the tank.
So to answer your question,, mine was 14-15 year time frame for my tank replacements. It's all very dependent upon how PO maintained the boat before you bought it.
The last picture was some of the crud in bottom of fuel compartment under the tank. With that wet and saturated with saltwater up against the tank all the time probably wasn't good for the tank.
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