I always recommend everyone buying a boat or any other higher dollar purchase, pay to have an independent surveyor come out and inspect the boat for them. They can get moisture readings from the hull as well as any potential soft spots, they can look over the engines, electrical and look at any potential damage the boat might have. They can then give you their opinion/value on the matter as to whether the boat is worth the asking price and more importantly, if it isn't then if you should walk away, ask less, etc. I've been around boats my entire life but admittedly don't know everything about them, and having an extra set of eyes look over the boat/trailer/motors for you is money well spent. Typically a surveyor charges between $500-$1k or so, depending on the length of the boat and what all is involved with the survey. They should be able to at least hook up to motors to do a diagnostics if they are new enough, and should be able to do things like a compression check and potentially even a leak down test. I'd consider hiring a surveyor first before giving any money to the seller, get their opinion and then go from there. I can't say with any certainty what is happening in the pictures just by looking at them, it's possible they could've been overtightened, or there could be water intrusion/damage as well. One thing to note is that in Florida, the constant heat does leave a ton of spider cracks on the outside of the boat, and there could be some settling. On top of that, Florida does get hurricanes, tropical storms and very strong winds, which can cause a ton of damage to boats that are caught up in them. I'd also check the hull number on the boat to make sure that it has a clean title, and not one that is rebuilt, etc. Here are a couple of websites for finding a surveyor, if you decide to go that route. Either way, good luck with your potential purchase.
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