4 bank is probably not needed on this setup and 4 bank chargers are not as readily available through some of the brands that have been listed. Given the power needs you described, I would suggest a 3 bank charger and set it up so you have 1 batt (1 bank) for port cranking, 1 batt (1 bank) for stbd cranking and 2 batts in parallel (1 bank) for your house load. I've had the guest 2 bank, Promariner 3 bank and charles 3 bank on various boats - never had an issue with any of them. Recently I did some research, as i was contemplating replacing the the 2 bank guest i have (still works, but is old and i'm knee deep in a massive project in the bilge, so figured heck why not) onboard and I was heavily leaning towards the Bluseas P12. Don't forget ACR relays to isolate/combine batts during fire up and discharge. When i rewired my 265, I went with the BEP Cluster, which includes all the switches and relays and is really just a nice, neat and compact solution (bit of PIA to connect everything to, but once setup is very nice).