I'm having "ghosts in the machine" issues related to this draw off my House Bank. There are times, not every time, where the house will be dead despite the charger working well. I believe it has to do with the charger "Lead 1" being hooked to the incorrect bank... I'm getting some good research in some of the older forums, particularly might want to read Hookup 1's post on Oct 17, 2007 and the posts afterward about the ProSport Mariner 20. It's a great charger, but there is one way you can get into trouble if you're leaving a draw on the house bank. I'm still not 100% sure this is my issue, but having been researching this I think it applies to this discussion.
However, the way I use my boat I'll not be changing anything I do. Just something to be aware of.