SkunkBoat
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His third drawing would work that way, but should not be done. You always want the ability to turn off all power to the house without having to manually disconnect a battery. On my other boat I have the same setup as the second drawing and use a deep cycle battery as Batt #2 since it will be discharged when the motor is not running. I switch the house to Batt #2 when over-nighting, or drifting/anchored for any prolonged period.
Yes the House breaker should be a switchable type (like a Bussman CB-185) not a simple reset button or have an ON/Off switch in the circiut.
The point of that setup is that you don't have to switch batteries to charge and you don't have to switch batteries when you are drifting/anchored.
Start is start and House is house. They both always charge. House could be a deep cycle. Also, your House is isolated from the starter voltage drop.
Mine is a little more complicated with 2 motors and 3 battery banks (stb start, port start, and House). In my case I also wanted switches available without opening hatches.
There is a blue seas mini battery switch that is dual ON/OFF under the gunnel that switches the House and Start at the same time. So I can leave the 1-2-Both-Off switch that is inside a hatch under a plastic bin on 1 always. I get on/off the boat, reach under gunnel turn on/off power.