Those are great questions to ask at renewal time. Also, just speaking theirhetically...if the thing is unlocked and theft occurs, a hammer throw to protect yourself....you know, to scare off the thief if they are there still....that happens to hit the lock...solves a lot of problems.
Especially if you are really really scared and throw it a bunch of times.
Lastly..I have found a claim is a claim.... lock it..not that huge a difference to add the box to the claim....big difference to not be able to add any of it.