HDGWJOE, I'm about 100 miles one way, have neighbors in the marina up to about 170 miles. Thank goodness the car gets better mileage than the boat!
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One weekend last fall there was a noreaster with gusts to about 60-70s, steady howling 40-50's. Couldn't walk upright.
I stayed all day into the night, I was a nervous wreck, the boat was fine w/o me. The wind and small white waves into the bow. Doubled the lines, canvas stayed up. The marina guys took care of the boats like adding more lines or tightening up on the ones in place but were loose, but I wanted to stay anyway. I'm sure some owners called to ask them to check the boat.
Another marina in sight had much bigger waves and the 35 footers were bouncing around like corks in the ocean, glad I wasn't in that marina.
First time and last time, I'll never stay around again, I was beatup from the all day stress, not the boat. Even the canvas stayed up just fine.
My policy is come Sept, I always leave the boat for the week with double lines and if any severe forecast, I take down the canvas and put up a mooring cover for the bridge area. Then try not to think of it. Insurance is for the rest.
My insurance policy has a partial payment for hauling it out if a certain storm cat is forecasted, I intend to use it and do it early and leave it up to the marina. Will have to leave the keys with them though, so early planning is critical, last minute calls - one may get boxed out!
It happened one year, I stayed in, one of the few who stayed in the water, all the other boats were up on the shore, the storm never materialized, not next time though.
Some marinas may have a policy to pull the boats anyway to protect the docks and damage to other boats from runaway boats.