Here is my set-up for Primary and Secondary VHF:
The Primary is a 6dB Morad 156 MHz tuned antenna on top of a 2' Stanchion. That puts the top of the antenna whip at just under 8' over the mount (total +-$215 direct from Morad)
These are Top quality antenna, hand built in Washington, USA. Transmission is harder to test, but I receive communication from up to 70 miles away. This is a solid antenna system and does not have the fragility of fiberglass type antenna housings.
The secondary is a 3dB Gam SS-2 Whip antenna that is about 4' over the mount (+- $100 from Defender Marine)
The 3dB antenna won't have the absolute range as a 6dB or 9dB antenna, but is more forgiving in rough seas where the boat can be rolling a lot. Picture a 9dB transmission pattern like a frisbee coming off the top of the antenna. If the boat is tilted, the signal waves are heading to the water and the sky. A 3dB on the other hand is more like a donut.
If I'm 40 or 50 miles off-shore and have an emergency, I don't want to be saying "I can't reach anyone, but I sure am glad I save that $100 on my antenna". Communication and Fire suppression are two categories to get it right.