I bought my 192 for similar reasons as yours - I wanted a boat that would do a mix of everything. I find my 192 to be a great all-round compromise as it gives me more space than a cc where I use it (in the cockpit) and the protection of a cabin boat. I use it more than 95% of the time for fishing. Also, I am in the ocean more than 90% of the time (normally 10-15 miles out, and up to 25 or so). I have had my boat since new and have put 600+ hours on it. The Honda 130 is adequate power but more would be better. When I bought the boat, my only 4 stroke choice was the Honda so I went with it rather than the Yamaha 150 or 200 HPDI (2 stroke) alternative.
I bought the boat in part because the cockpit space is maximized and the bow has just enough, but not too much, space allocated to it. The swim platforms come in handy for everything from getting on and off (from the water, a tube, the dock or while on the trailer) to accessing the engine to setting things like a minnow bucket. A couple more rodholders would be nice (I picked up a couple that clamp to the rails) and a center cleat for a springline. I have been tempted to install a tackle center in front of the engine well under the cutting board, but haven't gotten around to it. I like the way the bimini stores mostly out of the way (squarer corners on the bimini frame would have been better).
I have the single helm chair and back to back seat to port and like the room this setup provides. If I had it to do over, I would get the livewell and raw water washdown.
I drift, anchor, cast and troll depending on the target fish. The boat is very buoyant (even with the 600 lbs of my engine), so you don't get water in while drifting stern-to in larger seas out in the ocean or around inlets. It is also very stable when drifting, at anchor, and while trolling. It runs well in 2-3s in the ocean; 2-4s are ok sometimes and other times are not; and 3-4s or more are going to be more than you routinely want to do, although I have been caught out in 4-5/6s and the boat handled it well although you won't be going very fast at all (up one side and down the other of the waves). You will need the curtains when the wind kicks up (or you will get very wet) because a wind off the bow or front quarter of the boat will pick up spray and throw it on you.
Two complaints. First, the boat will pound in certain circumstances in a wind-blown, tight chop where the waves are the "wrong" distance apart even with the engine trimmed down (you need more length and more V to combat this). Second, your storage areas are at floor level so it is a pain getting much fishing tackle in and out. The boat has a reasonable amount of locking storage.
This is the boat I would buy again if I was in the market for a boat in this size range. It says something that Grady brought this model back despite having the 18 and 20 DCs in its line-up.
I think you will like the boat.
