Non tinned wires are not something to be concerned about. I do need to know more about what and how you measured the voltage. Did you use a voltmeter at the battery terminals?
Where did you measure the 11.9 volts and to what reference (ground point)? What was powered up. If there is no load, there will be no voltage drop ( OK there is a very very small chance of a current drain in the actual wiring or bus bar)drain somewhere .
I assume you measured the voltage at the helm. Is that true? Remember you can have a drain on the ground wiring due to excessive resistance as easily as the hot side (12 volts). That is easy to check.
Assuming something is drawing current, measure again and then turn off everything, radio stereo , ignition, lights, GPS, sonar, whatever to see when the voltage comes back up. I like these problems, they are usually easy to find (and hopefully fix).